Found 7 blog entries tagged as Buying an Oakland Home.

 

You have finally decided to move ahead and buy your new home.  You know the type of home that you want, the neighborhood that you would like, and the price that you are willing to pay. To assure yourself that you have the your best chance to achieve these goals, you should plan to follow these three steps: 

1. Find An Experienced Real Estate Agent Who Knows The Marketplace:   Buying a home has become more complicated every year.  Whether you need information about loan qualifications, property disclosures, home inspections, offers and counteroffers, the experience of your chosen agent can make a dramatic difference in your end result.  My multi-year winning sales record in the Bay area will assure you that you are in good hands with me as your…

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You have finally decided to move ahead and buy your new home.  You know the type of home that you want, the neighborhood that you would like, and the price that you are willing to pay. To assure yourself that you have the your best chance to achieve these goals, you should plan follow these three steps: 

1. Find An Experienced Real Estate Agent Who Knows The Marketplace:   Buying a home has become more complicated every year.  Whether you need information about loan qualifications, property disclosures, home inspections, offers and counteroffers, the experience of your chosen agent can make a dramatic difference in your end result.  My multi-year winning sales record in the Bay area will assure you that you are in good hands with me as your…

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As you begin your search for your future Oakland or Piedmont home, there is a tendency to look at the asking price as the cost of your new home.  While there is no doubt that is a good starting point, common sense tells you that home prices are often negotiable, and that competition is particularly stiff right now in many neighborhoods.  In addition to the purchase price, you need to put additional items into your budget to see if you can truly afford the home that you are looking at.  

While some of these fees below are negotiable between seller and buyer, it is best to include them in your financial plans:

1. A Home Appraisal Fee:  Your lender needs to know the value of the home, so you should plan on paying this fee.  Costs vary, but are…

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Courtesy of Realtor Magazine,  here is a brief summary of some of the most important paperwork that you will be seeing, whether buying or selling your Oakland home.  You will be seeing more as the negotiations progress, but be assured that I will go over each page with you carefully, so you are comfortable as you move forward.

Vocabulary: Transaction Documents

Property disclosure form

This form requires you to reveal all known defects to your property. Your real estate agent will let you know if there is a special form required in your state.

Purchasers’ access to premises agreement

This agreement sets conditions for permitting the buyer to enter your home for activities such as measuring for draperies before you move.

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As your real estate agent, I am thoroughly prepared to assist you in purchasing your new home.  With my many years as a real estate professional in the Bay area, I have developed a sophisticated sense of the area, and I know where the homes are that will fit your specific needs in terms of price and location.  In this blog, I would like to make you aware of the many services that I can offer you when purchasing your new home.  Buying a home is a truly a significant step for everyone, and whether you are looking in Oakland, Piedmont, Berkeley or Alameda, or anywhere else in the San Francisco Bay Area, I can offer you the following services to make your search more comfortable and well planned:

* Meet with you to identify your ideal home

* Provide…

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It is typical for all of us to start a new year with high hopes and determined plans.  If your plan is to purchase an Oakland home this year, you should know what your options will be, so that you can move towards your goal sooner, rather than later, in 2013.

If you would like to have a general idea of the type of home that you can afford, there is a quick and easy way to determine this by going to www.bankrate.com, and then to their calculator section.  While the information here is very generic, you will have something to consider.  As your Oakland real estate agent, I will be assisting you in much more specific and detailed ways as we begin your home search in earnest. 

Here are the steps that you will follow:

1. Enter your expected mortgage…

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When buying your home in the Oakland Rockridge area, or the Redwood Heights, or even the Trestle Glen area, you will find that some things are common among all home purchases.  It is important that you place yourself in the best possible position to purchase the home that you decide you want to have.  Here are some suggestions to put you at the top of the list:

1. Do All Your Financial Homework First--Make sure that you have enough funds to qualify for that purchase.  The rule of thumb followed by most lenders is that your total debts including housing costs, should be no more that 38% of your gross income(before taxes), and your ultimate housing debt alone should be no more than 33% of your gross income(before taxes). While there are other issues,…

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