Found 3 blog entries tagged as Home Financing Tips.

Often, when your first consider buying a home in Oakland or a nearby Piedmont home, your tendancy is to look at the asking price for the home as a working figure to decide whether you can afford it or not.  While that is certainly the most sensible starting point, and knowing that all home prices could be negotiable, you still have other costs that you should put into your budget before moving forward. While some of these fees may also be negotiable among seller and buyer, it is best to include them in your plans. 

1. A Home Appraisal Fee: Your lender needs to know the value of the home, so you should plan on paying this fee.  Costs vary, but are usually around $500.

2. Additional Closing Costs: When you submit your loan application, you must be…

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In Part 1, we talked about making sure that your financial offer was strong and attractive. 

In Part 2, we will talk about the issues that will develop in buying your Piedmont home, and how to deal with them--that is, dealing with contingencies.  Together, we will spend time, before submitting the offer, deciding what will be the shortest and simplest list of contingencies that would be acceptable to you, and potentially, to the seller.

Sellers want to move on with their lives once they make the decision to place their house on the market.  Quite often, they will need the money from the sale to assure the funds for the purchase of the new house that they have selected.  As a result, if they have a choice between an offer with a long list of…

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You have seen the Piedmont home that you want to buy.  It has the special features that you want your future home to have, and looks just like the home that you want to make your own.  The only thing standing in your way is your competition--other potential buyers.  Right now, in many areas, the inventory of homes on the market that are reasonably priced, and in acceptable physical condition is extremely limited. In some neighborhoods, the "bidding war" has begun.  As a result, it becomes important to get your offer seriously considered, and then accepted promptly, if you want to assure that you will have this property for you and your family.

Here is where I, as an experienced real estate agent, can assist you in getting what you want.  Here are the…

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