Found 2 blog entries tagged as Oakland Home Financing.

 Often, as we begin to make plans to purchase an Oakland or Piedmont home, we have a tendency to decide what we can afford by looking at the asking price of the home for sale.  While this is certainly a sensible place to start, some other issues come into play that should be considered when deciding what one can pay for the home.

There are, in fact, other costs involved in purchasing a home that will need to be included in any buyer's budget.  While many things are negotiable between buyer and seller, it is a good idea to include these elements into your purchasing plans. 

1. Professional Home Inspection Fees: It is extremely important to have your future home thoroughly inspected before making your purchase, especially if you have concerns…

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You are looking for that very special Oakland home for you and your family.  As with most buyers, you may be concerned whether you will qualify financially, so that when you find your perfect home, it can be yours.  While this is a very common concern, the more you know about "how much home" you can buy, the more comfortable you will be as you begin your search.  Below, is an overview of what lenders will be looking for when they consider your loan application.  While this is not the final list of things they look at, and there are many more issues involved, below is a general overview of what is looked at by lenders:

Overall, they are concerned about three things regarding future borrowers:

1. Your Credit Rating:  Your credit rating…

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