Found 1 blog entry tagged as Home Mortgage Applications.

At this time of year, especially, there is a strong competition among buyers in the Oakland and Piedmont housing markets to purchase homes. In fact, in some market areas, there have been multiple offers on available homes, often disappointing many buyers who felt that their ideal home slipped through their fingers.  

The best solution to this problem is to be ready to move ahead right away when you see the home you want. To do this, it is important that you have a pre-approved loan in place. This takes a bit of advanced planning.  You should know what it will take to have a lender consider you, and what elements are involved in setting your mortgage rates.  

Here are some of the major considerations that come into play:

1. Your Credit…

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