As the busy Spring housing market arrives this year, you may find that there is a lot of competition for some of the choicest or best priced homes in Oakland and Piedmont. It is important that you get pre-approved for a home loan, so that you will be an excellent choice among potential buyers for that ideal home that you want. It is especially important that you leave nothing to chance about your ability to finance that home.
Lenders are looking at a number of things when they are considering your request:
1. Your Credit Score--While this may seem obvious, this credit score, and your credit history tells lenders a lot about you. In essence, this score is their key indicator as to how responsible you are about acquiring debt, and then paying…