Found 18 blog entries tagged as Oakland Homes.

It would be ideal if you had plenty of time and money to upgrade your Oakland home before you put it up for sale.  Realistically, the odds are that you might not have either one.  If it is important to get your house on the market in a short time period, and still be able to make it attractive to potential buyers, there are some ways that are flexible in terms of both time and money. 

Four Quick and Reasonably Priced Ways to Upgrade Your Home:

a. Paint Your House--One of the quickest, and most effective ways to give a facelift to a tired home is by using paint.  You can choose to paint all the rooms, or some of the rooms, or just concentrate on the exterior trim.  That is the appeal of paint. Take a complete tour of your home, and look at it as if…

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One of the jobs of Fannie Mae and Freddie Mac is to guarantee home loans to lenders who make them.  When loans are made through either of these entities, the lender can feel safe that through these agencies their funds will be insured and guaranteed against default by their borrowers.

These agencies do not insure these loans for free, however.  They, like any other insurer, charge the lenders a fee for this insurance.  The fees vary from year to year, and are called "guarantee fees" (g-fees). As announced last week by the Federal Housing Finance Agency (who regulates both agencies), a new increase is due to go into effect between November 1st and December 1st of this year.  It is estimated to be a 0.5 percent increase in the mortgage rates no matter…

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If it is important to you to sell your Oakland home quickly in this slower economy, there are many things that you can do to engage a buyer into considering your home first over the competition.  Most of the suggestions revolve around some form of financial reward. If you are in a financial position to do one or more of these things, you may be pleased at the response. While this is by no means a complete list, it provides some ideas.

A Few Ideas to Consider In Motivating an Interested Buyer:

a. Offer to Pay the Closing Costs: Closing costs are all the fees associated with the purchase of the home.  Fees are assessed by the escrow company, the lender, the county, etc..  While it is traditional for you, as the seller, to purchase title insurance on…

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At sometime in our lives, we have all had to move from one home to another.  Some people may just move from a Berkeley home to an Oakland home, while others need to move cross country.  When we make the preparations to sell one home and buy another, it is very easy to get caught up with all the financial and operational details involved in making this very important transition.  Very often, because of so many intersecting events during this time, young children are left out of the planning stage, and are asked to make some major adjustments at a very confusing time.

Below are some common sense suggestions that can make the whole event a lot easier.  (One note, however, is that if the move is preceded by a stressful event such as a death, divorce or…

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When your Oakland home is on the market, you are going to find that you are showing it a lot to potential buyers and their realtors, whether through private showings, or through having an Open House.  If your schedule is as busy as most, you may not have time to stop everything and clean up the entire house just before they arrive to view your home. Here are some suggestions of things to do on a weekly basis, as needed, so there is no need for last minute scrambling:

a. Wash Your Windows, Mirrors and Shower Doors-Windows are one of the most overlooked items, and as such are often the most in need of attention.  Dirty windows, mirrors and glass doors, besides being unsightly, give the impression that less obvious things are being overlooked, as well,…

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As you begin your search for that perfect Tudor style Oakland home in the hills, there is always the concern about whether or not you will qualify financially, so that you can buy it.  This is not uncommon concern, and below are some tips on how to analyze where you are financially, and get a sense of just "how much home" you will be able to afford.  While it is not the final say, and there are many more elements involved, it will give you a general sense of what the banks will be looking for. 

Overall, the lenders are concerned about three things regarding future borrowers:

1. Credit Rating: In an earlier blog, on July 13th, I wrote a detailed blog on how a credit rating is arrived at.  But, in quick summary form, a credit rating is based on a FICO…

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As the result of a recently published analysis of various housing markets, Zillow-a multi use real estate web site, has concluded that the San Francisco Metropolitan Area is the second best area in the United States for home sellers.  The first area is the San Jose Metropolitan Area-not too far away.

Since the San Francisco Metropolitan Area, by definition, includes Oakland homes, Piedmont homes and other East Bay cities, that is encouraging news for those making plans to sell a home in our area. 

The criteria, for defining a seller's market, according to Zillow, is "one where sellers are more likely to sell their home for close to asking price, and where listings spend less time on the market."

Obviously, this situation varies from city to city,…

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One of the simplest, yet hardest things for sellers of Oakland homes to consider when preparing their home to be shown to potential buyers is the concept of "decluttering".  I, as your agent,  will encourage sellers to go through their house and begin to remove unnecessary items from each and every room in order to make them open and appealing when being viewed.  While this sounds simple, it is often a very difficult thing to carry through, because of the emotional attachment that sellers have to so many items located there.

Why bother?  Why is it important?  Why do all that work?  There are two reasons:

1. Buyers Need to Envision How The Home Fits Their Needs:  You are selling a home to potential buyers, and they must be able to envision your home as…

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